USDA Rural Development Home Repair program

USDA Rural Development has announced their Section 504 Home Repair program, which provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards. Please see their webpage for more information. 

https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants-18

New York State adopted the Transfer on Death Deed

A Transfer on Death Deed (TOD) is a legal document that allows a property owner to designate who will inherit their real estate after they die. TODs are a cost-effective way to pass on property because they bypass probate, the process that wills go through.  NYS has introduced Section 424 of the  New York State Real Property Law.

Here are some things to know about TODs:

• How it works

  The property owner, also known as the transferor, fills out a TOD form, signs it in front of witnesses, and has a notary public acknowledge the signature. The completed deed is then recorded at the county clerk's office. 

• Who can be a beneficiary

  A beneficiary can be an individual, an organization, or a charity. If there are multiple beneficiaries, the transferor can indicate how they will take title. 

• What the owner retains

  The owner retains full control of the property while they're alive. They can sell, mortgage, or revoke the TOD deed at any time. 

• How to record the deed

  Look up the requirements for recording a deed in Orange County, New York
  • Get the state-specific deed form 
  • Decide on a beneficiary 
  • Describe the property (schedule  A) This can be found on a prior deed
  • Sign the deed - you must have 2 witnesses and sign the deed in front of a Notary Public
  • Record the deed at the Orange County Clerk's Office

• The Town of Wawayanda cannot answer any legal questions regarding the Transfer of Death Deeds, please contact your Attorney. For deed filing information, please contact the Orange County Clerks Office - Deed Recording 845-294-2690. 

File your Survey With the Orange County Clerk's Office

The Orange County Clerk's office is now accepting survey maps for filing. Many Orange County residents especially new homeowners go to the County Clerk's Office looking for the metes and bounds of their property. Until now, they could only provide tax maps and subdivision maps. Filing your survey map will provide you with the convenience of always knowing where it is when you need it.

Map requirements are:
- Completed title block including property owner's name, town/city in which it is located.

- Surveyor’s signature and seal

- Minimum 8-point font for legibility.

- Paper or Mylar minimum size 8 1/2” x 11” maximum size 36” x 48”

Filing fee $10.00/page at the OC Government Center 255 Main St. Goshen, NY 10924

For more information, you can contact the Orange County Clerk's Office.   Phone: 845-291-2690